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  • Payments Made Smarter.

Payment Processing Solutions Custom Fit to Your Business

Helping businesses accept payments faster, easier, and more transparently — with competitive rates and reliable support you can trust.

See Pricing

$2,450.00

+12% This Week

$120

Refund Processed

  • Responsive
  • 24/7 support
  • Direct access
  • About Us

About Us Smash Pay

At SmashPay service is being responsive, knowing your customers, and finding solutions. We provide individualized processing solutions designed to assist merchants in achieving their financial goals. SmashPay representatives are knowledgeable, experienced, and qualified professionals. Your representative will engage with your business to become an ally in solving your financial and payment processing challenges.
SmashPay customers have direct access to their representative and  SmashPay  leadership 24/7.Our customers never have to call into a call center, they only call or email us, then we act as an advocate for their business.
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  • Leverage Up

SmashPay Leverage Up Solution

Legally eliminate credit card processing fees with our leverage program.

  • Free Terminals. Transparent Rates.

Terminals & Pricing

With SmashPay business owners do not have to purchase a POS or virtual credit card terminal; we offer a FREE Terminal Program. We believe that we should earn your business not the other way around.

Did you know that all credit card processing companies operate off the same cost structure? The card brands V/MC/AMEX, Disc all share the same rates with the processing companies. This puts us all on the same playing field

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  • FAQ

Frequently Asked Questions

Everything you need to know about working with SmashPay.
1. What is Leverage Up?

The SmashPay Cash discount program is a way to mitigate nearly 100% of your credit card processing fees. Merchants notify their customers that all prices displayed in the business represent a cash discount price. For customers that choose the convenience of paying by credit card there will be a small service fee applied to the transaction. Our patented technology will pass on this service fee through your credit card terminal.

2. Are Leverage Up programs legal?
Michael Katz, spokesman for the Federal Trade Commission, said in May of 2011: The Dodd Frank law of 2011 prohibits a payment card network such as Visa “from inhibiting the ability of anyone to provide a discount for payment by cash, checks, debit cards, or credit cards, “said Katz.” Neither surcharging or cash discount is illegal.”
3. What do Visa and MasterCard say about Leverage Up?
The card brands have agreed that cash discounting is acceptable as long as appropriate signage is used. SmashPay will provide you with the signage needed. See references below for further details from Visa and MasterCard.
4. Won’t my customers be upset by this service fee?
It is a good question and we won’t pretend that you won’t have some conversations with your customers however we have found that the vast majority of your patrons will accept the program without a second thought. For instance most Americans pay 2 to 4 dollars for the convenience of withdrawing money from an ATM when they could go by their bank branch and pay no fee at all.
5. What if I decide I don’t want to continue with the SmashPay Leverage Up Program?
We will gladly convert your account to traditional pricing at a better rate than what you had before.
  • SmashPay

Why Businesses Trust SmashPay

Reliable payment solutions designed to simplify operations and support your growth.

  • Trusted Partner

Fast Payments

Process payments and access funds quickly.
  • Transparent

Simple Pricing

No hidden fees. Clear, transparent rates.
  • Secure

Strong Security

Encryption keeps every transaction safe.
  • Dedicated Support

Human Support

Dedicated support for your business.
  • Careers

Careers at SmashPay

Would you like to build a robust monthly residual income?